Software Engineer

Chicago, IL - Remote (any location)

Full-Time

$100k - $150k / year

Software Engineer

NinjaHoldings was founded in 2017 by a team seeking to revolutionize the way everyday Americans interact with financial services. Through our CreditNinja and NinjaCard brands, we empower people overlooked by traditional financial institutions to take control of their finances via a full suite of digital banking and lending products, providing incentives and rewards along the way as we guide them on a path to financial improvement. Through our NinjaEdge brand, we help companies better understand their customers by offering a package of bespoke underwriting, fraud detection, and analytics services. With offices in Chicago, Miami, and around the world through the power of remote work, we are a lean and innovative team always seeking like-minded talent to join us in our fight to disrupt consumer finance.

Job Summary

The Software Engineer will be responsible for building new systems, enhancing and refactoring existing systems, integrating with external systems, and performance projects. This person will work with the existing team of developers, QA and Product Managers to design and implement features, have input on roadmaps and bring prior experience to ensure a world class product. You will work closely with your technical lead to shape the overall Engineering vision and roadmap.

This person has built systems from the ground up and had to deal with bad design assumptions and scaling issues. The right candidate has developed good design instincts through a mix of seeing 'what not to do' as well as being a 'student' of good design.

You'll be part of a team that works in one of the following areas.

Customer Communication - how we communicate with our customers & potential customers. I.e. email, sms, snail mail

Identity - managing customer and potential customer information

Decisions - Decision systems for bidding on marketing leads and automatically making underwriting decisions.

Portfolio Management - Systems responsible for managing the life cycle of our lending and banking products such as integrations to external payment processing systems

Key Responsibilities

Design, develop or modify software and/or software systems and also taking the service architecture into consideration

Analyze user needs to determine how software should be built or if existing software should be modified

Translate business requirements and specifications into usable and scalable software

Lead design and code reviews

Participate in discussions about the team’s future vision and strategy

Ideal Candidate Will Have

3+ years of professional experience as a backend software engineer for non-trivial web applications

3+ years of Ruby on Rails, bonus point for Hotwire Turbo/Stimulus + Tailwind experience

Thinks critically about work to guarantee business functionality. Understands and takes into account business goals into their technical decisions

Can break down large initiatives into incrementally implementable deliverables

Strong communication ability to describe complex problems and solutions

Able to work across teams to tackle complex issues

Extensive experience with data model design for relational databases

Additional Pluses

Extensive experience using SQL to investigate non-trivial issues or to create complex reporting

Strong experience on the Frontend or the infrastructure (DevOps)

Prior FinTech experience

Benefits

Competitive salary and benefits package

Flexible, remote work

Fun, fast-paced work environment

Dynamic start-up culture

Ability to make an immediate impact in a growth stage company

Convenient downtown Chicago office located in the heart of the city

Equal opportunity employer

Applicants must be legally authorized to work in the U.S. without the need for current or future visa sponsorship.

Software Engineer job at NinjaHoldings in Chicago, IL

Job Type